> ## Documentation Index
> Fetch the complete documentation index at: https://hercules.app/docs/llms.txt
> Use this file to discover all available pages before exploring further.

# Other Settings

> Configure statement descriptors, tax, subscription changes, and payment entities for Hercules Commerce.

Configure global payment behavior, statement descriptors, tax, and subscription change policies.

<div className="screenshot sunset">
  <img src="https://mintcdn.com/zeus-0f6dadbf/kr00GTozD-mEFvWE/images/apps/commerce%20-%20settings.png?fit=max&auto=format&n=kr00GTozD-mEFvWE&q=85&s=1a0eb9fe1d6e8b8cce2185ea9b4ddeb5" alt="Commerce settings" width="2332" height="1530" data-path="images/apps/commerce - settings.png" />
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### How do I configure the statement descriptor?

The statement descriptor is the text on your customer's bank statement. Keep it recognizable to avoid disputes.

Example: `MYCOMPANY: PRO PLAN` or `MYCOMPANY`

### How do I configure what happens when customers upgrade/downgrade subscription?

You can configure:

* **Timing:** Immediate vs. next billing cycle
* **Proration:** Charge/credit the difference immediately or not
* **Billing cycle:** Reset or maintain the current cycle date

<div className="screenshot lavender">
  <img src="https://mintcdn.com/zeus-0f6dadbf/kr00GTozD-mEFvWE/images/apps/commerce%20-%20subscription%20settings.png?fit=max&auto=format&n=kr00GTozD-mEFvWE&q=85&s=c9d82c12a3fbfff8c39152ab5dae7818" alt="Subscription settings" width="2336" height="874" data-path="images/apps/commerce - subscription settings.png" />
</div>

### How does tax work?

Go to **Commerce → Settings → Tax** to configure.

### How do I configure different payment entities?

Each app connects to one payment entity. Payment entities share transactions, customers, payouts, legal entity, and compliance verification

**Connect an app to an existing payment entity** when:

* want to consolidate revenue across multiple apps under one business entity
* are launching a new version or variant of an existing product
* want unified reporting and payouts across apps
* are sharing customers across apps

**Create a new payment entity for an app** when you:

* are launching a completely separate business or brand
* need different legal entities for compliance or tax purposes
* want isolated financial reporting and separate payment accounts